Privacy

Privacy Policy

How information submitted through this website is handled, who handles it, and what we do not ask for here.

Last updated August 19, 2026

Scope

What this notice covers

This notice describes how information you provide through this website is collected and used. It applies to the pages and forms on this site, including the consultation booking calendar.

If you go on to apply for a mortgage loan, you will receive a separate privacy notice as required by federal law. That notice — not this page — governs how nonpublic personal information gathered in connection with a loan application is shared. Where the two differ, the notice you receive with your application controls.

Tim Lyons
Branch Manager | Mortgage Loan Originator · NMLS #2182927
Pioneer Gulf Coast
Branch NMLS #2772757 · 6901 Professional Parkway East, Sarasota, Florida 34240
PMF, Inc., d/b/a Pioneer Mortgage Funding
Company NMLS #1980 · Licensed by the Florida Office of Financial Regulation
Contact
(941) 390-6473 · [email protected]

What we collect

Information you give us

The forms on this site ask for the minimum needed to have a useful first conversation:

  • Your name, email address and phone number.
  • What you are trying to do — purchase, refinance, general area, rough timing, property type and how your income is documented.
  • Anything you choose to add in a message or note.
  • For a booked consultation: the time you select and your time zone.

What we do not ask for on this website

This site is for preliminary inquiries. Its forms do not ask for your Social Security number, date of birth, bank or credit card account numbers, tax returns, pay stubs, driver's licence, passport, immigration documents or credit report. Please do not send those through this site's forms, by ordinary email, by text message or through social media. When documents are needed, we will send you a secure way to provide them.

Information collected automatically

Like most websites, this site runs on a third-party hosting platform that records basic technical information when a page is requested — for example the IP address, browser type, the page requested and the time of the request — and sets cookies necessary for pages and forms to function.

As of the date above, this site does not run advertising pixels or third-party analytics tracking. If that changes, this notice will be updated before or when it does.

How it is used

What we do with it

Information submitted through this site is used to:

  • Respond to your inquiry and answer your questions.
  • Prepare for and hold the consultation you requested.
  • Discuss financing options that may be relevant to your situation.
  • Follow up with you where you have asked us to, or where you have given consent to be contacted.
  • Keep the records that a licensed mortgage business is required to keep.

We do not sell your personal information.

Calls, texts and email

Providing your phone number lets us reach you about your inquiry. The marketing and text-message consent box on our forms is optional — you can submit an inquiry and book a consultation without ticking it, and consent to marketing messages is not required in order to obtain any service or to obtain credit.

If you do opt in to text messages, message frequency varies and message and data rates may apply. Reply STOP to any message to stop receiving them, or HELP for help. You can ask to be removed from email follow-up at any time by replying to any message or using the contact details below.

Who else sees it

Information is shared with service providers who make this business run — the platform that hosts this website and our client records, email and calendar services, and security and network providers — and with lenders, settlement service providers and others as needed to work on a transaction you have asked us to pursue. It is also shared where the law requires it. Service providers are given only what they need for the work they do for us.

Security and your choices

Keeping information safe

We use reasonable administrative, technical and physical safeguards to protect the information in our care, and we limit access to the people who need it. No method of transmitting information over the internet is completely secure, so please use the secure channels we provide for anything sensitive rather than ordinary email, text or social media.

Requests about your information

You can ask us what website inquiry information we hold about you, ask us to correct it, or ask us to stop contacting you. Write to [email protected] or call (941) 390-6473 and we will help. Some records must be retained for a period of time under lending and recordkeeping rules even after you ask us to stop contacting you.

Children

This site is intended for adults seeking mortgage financing. It is not directed to children, and we do not knowingly collect information from anyone under 18 through this site.

Links to other sites

Where this site links to another organisation — for example NMLS Consumer Access — that organisation has its own privacy practices, and this notice does not cover them.

Changes to this notice

If this notice changes, the "last updated" date above will change with it. Material changes will be described on this page.

Questions about this notice, or about information you have already sent us? Call (941) 390-6473 or email [email protected].